Julia Ann Snyder was born on August 25, 1845, in Holmesburg, Pennsylvania, to Barnet Snyder and Rebecca Eckley. Her father was a farmer who owned $100 of personal property by 1860. The family lived in Lower Dublin, Pennsylvania, which became a part of Philadelphia, Pennsylvania, in 1854. She was baptized in the Holmesburg Methodist Episcopal Church on March 3, 1867. She married John Bell in Frankford, Pennsylvania, on May 23, 1868, and they had at least three children: William, born around 1869; Elizabeth, born around 1872; and Robert, born around 1873. They lived in Philadelphia, and her husband worked in a print office. By 1870, they owned $400 of personal property. She died on July 2, 1915, in Pennsylvania.

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