Jane Kilday was born sometime in the 1840s in Crawford County, Pennsylvania, to Daniel Kilday and Sarah Zarley. Her mother died on June 24, 1846. Her father worked as a farmer in Crawford County, and he owned $2,700 of real estate in 1860. Kilday married Thomas S. Rolph in 1862, and their daughter Alvaretta was born around 1863. They lived in Portland, New York, and her husband worked as a farmer. By 1870, they owned $600 of personal property. They moved to Meredith, Kansas, sometime in the early 1870s, and Jane died there around 1886.